Securitization Loan Reviews
The Rating Agencies (RAs) assign credit ratings that evaluate a debtor's ability to make timely principal and interest payments and the likelihood of default. They provide forward-looking opinions on an entity's or obligation's capacity to meet financial commitments.
Gathering, analyzing, and presenting the right information clearly and concisely is crucial. Our experienced team excels in handling any engagement, adhering to quality, compliance, and reporting standards to meet regulatory, rating agency, and investor requirements.
The review scope can be expanded as necessary, particularly when the bank introduces new or significantly altered products, addresses specific concerns, or manages larger, more complex operations.
To significantly mitigate risk, we thoroughly examine all mortgage documents before securitization to ensure the mortgage is valid and free of legal encumbrances.